Real Estate / FREE TOOL
Rent vs Buy Comparison Calculator
Compare rent paid with mortgage payments over a chosen period.
Educational estimate · No account required
Enter your numbers
Change the example values to match your scenario.
Estimate only. Review the formula notes and verify inputs before making financial, tax, legal or business decisions.
How the estimate works
Compares rent paid with estimated mortgage principal and interest paid over the period. It excludes taxes, maintenance, transaction costs, appreciation and investment returns.
Assumptions and limitations
This tool uses only the values you enter and a simplified calculation model. It does not automatically retrieve your bank, tax, utility, property, ad-platform or vendor data. Rates, eligibility, fees, laws and pricing can change.
More tools in Real Estate
Mortgage Payment Calculator
Estimate monthly principal, interest, property tax and insurance.
Open calculator →Real EstateMortgage Principal and Interest Calculator
Estimate fixed principal-and-interest payments.
Open calculator →Real EstateRental Property Yield Calculator
Estimate gross rental yield and net operating yield.
Open calculator →Real EstateReal Estate Cap Rate Calculator
Estimate cap rate from NOI and property value.
Open calculator →Real EstateProperty Cash Flow Calculator
Project cash flow from entered monthly amounts.
Open calculator →Real EstateReal Estate ROI Calculator
Estimate investment return after entered costs.
Open calculator →